Dave Ramsey

Everywhere you look, it's just buy, buy, buy.

So you start swiping the credit card and suddenly it's January and you got a mess on your hands.

Don't let that happen.

Tell your money where to go instead of wondering where it went.

With our budgeting app, EveryDollar.

EveryDollar not only helps you stay on budget and in control of your spending this holiday season...

It also helps you find extra margin in your budget, thousands of dollars of it, and every day will coach you to build better money habits and attack your goals faster than ever.

So while most people will be starting in January with a taste of regret in their mouth, you'll already be winning.

Start every dollar for free by downloading the app today.

Buying or selling your home is a big deal.

Hey, interest rates are down, boys and girls.

And with all the clickbait headlines and conflicting data out there, it's hard to know what's happening in the housing market.

Well, we're here to tell you the latest trends.

The latest trends are that home prices held steady last month.

$424,000 is the median.

In October, about one in five houses saw a price cut, which means buyers might have more room in the winter to negotiate, snag a better deal.

That's generally true around December.

Mortgage rates are at five and a half in October.

Nice.

To learn more about the housing market trends and get free tools to help you, go to ramseysolutions.com slash market.