Dave Ramsey

Because all of a sudden your life gets good.

You got $11,000 in debt then.

Get you a beater car for a little while, just for a little while.

You don't have to do it for your whole life.

And then you lean in and you stop your 401k to what little is going in there and you clean up everything.

Did you get a tax refund last year?

So you're not overpaying on your taxes, we don't think, but you might be with a baby on the way.

Yeah, so you may get a bigger refund.

We'll have to wait and see.

I don't want to monkey with that today.

But I would pause the 401k today.

I would pause it today and sell the pickup today.

And just for clarity, that is just a pause.

It's not stopping forever.

It's pausing until you clear out the truck, you clear out the $11,000 of debt.

And I'd like, I mean, following the baby steps, you do need to save three to six months of expenses.

How good would it feel to know that you had your wife coming home, the baby, and six months of a cushion just in case anything would happen?

No debt and $10,000 in the bank.

Yeah.

It'll be godsend, and he sent Dustin to do it.