Dave Ramsey

We bought a car.

We went on a trip.

We saved up some money for retirement.

We bought some investment real estate.

We do it all.

And there's a tremendous marital benefit to that as well, because when you agree on the overall, let's put all the money in one pile and we have to sit down and both of us have an equal vote.

I'm not suggesting she loses her independence.

I'm suggesting she lost her independence when she got married.

You did, too, by the way.

You now promise to work with someone the rest of your life on things.

You gave up being independent.

Independent was when you were living by yourself in an apartment.

That's independent, okay?

But you didn't lose your identity when you got married, but you did lose your independence.

You are now interdependent, thank God.

And now we're going to work together.

And I really, really, really, I can't stress this enough, what it will do for your relationship, because here's the thing.

When you agree on your spending,

You got the whole money in a pile, and we sit down together.

She gets a vote.