Dave Ramsey

And a single lady making $54,000 owns it.

Yeah, that's, I'm going to, the house is the last thing I sell if it's the only way I have hope to get you out.

And I got a lot of hope, a lot of hope.

mathematically that you're going to be out of this without it.

So you can do this.

Oh, and by the way, let's just fast forward.

What happens to your life when you don't have a student loan hanging over your head and a credit card hanging over your head and a car debt hanging over your head and you've learned to live on this budget?

Oh, we can start putting money in that Roth 401k.

Oh, then we start to talk about how fast does your income at 15% of your income turn you into a millionaire?

Pretty stinking fast, kiddo.

It's about 18 years is my estimate sitting here today.

So you're going to retire with a million dollars in your 401k 18 years from now.

A million in that same house.

And have a paid for house that by then will be worth $600,000.

Yeah, I just tripled it 18 years from now.

Sure.

Why not?

It's a $200,000 house.

It's already doubled once.

Yeah, just like that.