Dave Ramsey

So give yourself the grace to go slow and to learn and not put money in something until you're ready.

So it's okay to park this money in something super boring that is not sophisticated while you spend some time learning.

Does that feel right to your spirit?

Wow.

And a good framework, if you want to figure out how to apply this money and start working your way through as you understand it and as you increase your speed just a little bit on some of these things and as some of these people with the heart of a teacher advise you, is I would walk right up the baby steps that we walk everybody up.

And so that's become debt-free, pay off all your debts, get on a written budget, and you live on your income.

You don't touch this money.

You don't need this money to live.

You just live on the income that's coming into the house.

You're living on it now.

So keep living on it and don't increase your lifestyle where you're having to drain this money to support your lifestyle.

Keep living on your income.

And if you do that and you use this money to step through the baby steps, the 2.6 million could literally be 20 million in about 20 years.

Oh, you would get rid of the credit card because you don't need it anymore.

Use a debit card.

And you get on a budget, and the two of you know exactly where every dollar is going.

Now, the duplex, do you own it or are you renting it?

Okay, so you're probably going to go buy your house and pay cash for it.

No, I'll just go buy a house.

Okay.