Dave Ramsey

You don't need to get fancy.

Just go buy a house.

Go buy a nice house that's, I don't know, $200,000 or $300,000 in Greenville, South Carolina.

It's a pretty dead gum good house.

Okay.

It's nicer than the duplex you're living in.

And top off your emergency fund.

So if you spend 400K out of 2.6 million and you pay cash for a house and you don't have any payments anymore on a house and you have no payments anywhere else, no other debt, and you're living on a budget, then the rest of that money can go to completely change your all's future.

If you'll live in the present like grownups.

And avoid, and I know you're going to do this because I can tell by the way you asked the question coming out of the gate, avoid the need or avoid the thing of, oh, I hit the lottery and I'm rich.

You're really not rich.

This money will be gone in about 20 minutes if you start screwing around with it.

Number one, do not take advice from someone unless they have the heart of a teacher.

Number two, don't put money in stuff unless you understand it.

Number three, go slower than you think you should.

It's okay.

Give yourself time to catch up.

You're not an expert on this.

You didn't grow up with money.

You didn't grow up with people talking about money.