Dave Ramsey

They're fine if you stay broke and frustrated.

And that's why I recommend Fairwinds Credit Union.

They actually want you to win with money.

Their smart bundle gives you a no-fee checking account, a high-yield savings account, and the new Ramsey Be Weird debit card that says, dead is normal, be weird, right on the front.

It's not just a card, it's a statement.

Because every time you use it, it says, you control your money.

Your money doesn't control you.

So this year, stick to your plan, don't chase gimmicks or points, and partner with a credit union that helps you make progress in the baby steps.

Visit fairwinds.org to take control of your money and stay weird.

Guys, student loan debt is an epidemic and defaulting on debt makes you feel even worse.

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So go to YRefi.com slash Ramsey.

That's the letter Y, R-E-F-Y.com slash Ramsey.

Might not be in all states.

I can't do it.

I'm scared of my mommy.

He needs to run down to Walmart on aisle three and pick up a backbone.

If you say a thing, you start a 10-year feud.

You can't say a thing.