Dave Ramsey

We don't have that, and we don't have your age, Andre.

But let's say you're making $600,000 a year, and you're trying to keep the government's hands off of as much as you can.

You could do a backdoor Roth IRA, and you can also do a mega 401k backdoor if your company has a Roth 401k.

Now, it doesn't even have to have a Roth.

So what you can do is you can put up to $72,000 backdoor.

into your 401k in a year.

But anything over the 24-5 or the 32-5, or if you're over 60, it's 11-2 going on.

Anything over those limits, you can go after tax 401k, a 401A it's called,

And then immediately roll that to a Roth, just like the regular backdoor.

So that's called a mega Roth or mega backdoor.

And so you could do even more.

I don't know if I would fool with all of that.

It's a lot to screw with every year.

But the big thing is just make sure you're investing money.

So, you know, if you max out your HSA, you did the regular individual IRAs and then you did brokerage beyond that, you'd be just fine.

You'd be just fine.

You're the good news is you're making a lot of money and you're saving a lot of money.

So you're going to be very wealthy.

And that's how the formula works.

Betty is in Fort Worth, Texas.