Dave Ramsey

That way is the only way we can carry the emotional weight of something like that is together.

The money is the same thing.

She needs to carry the emotional weight of the money also with you.

Okay.

And so the way that's going to work is, and it's also going to give her actually more peace because she's going to know what's going on and she's not going to suspect or wonder if there's a hidden credit card debt anymore because she's going to be involved from this point forward.

Yeah, everything.

So we're going to put you on the EveryDollar budgeting app.

We're going to give it to you guys.

And both of you are going to sit down and spend $7,400 on that app and say, this is what this month looks like, what we're going to do with this money.

We're going to put this much on groceries, this much on the house payment, this much on the utilities, lights and water, this much on medical bills for our son, this much on whatever it is.

We're going to just label out every one of those dollars is going to have an assignment.

Before the month begins, we're both going to look at it.

We're both going to give it a vote.

And when both of us vote on the budget, now we have a budget.

And then we agree to live on that budget.

If anything comes up that's not on that budget, we have to sit down together and change it.

That's both of you carrying the money emotionally.

And that's not that stressful.

It's less stressful than what you've been doing.

Unknown and hidden is more stressful than known.