Dave Ramsey

speaker

393,039 appearances 950 recordings 12 series first heard Jan 2022 last heard 3d ago

Dave Ramsey’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 179 in all, peaking in Jul 2026 with 34.

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The Ramsey Show · Normal Money Habits Don’t Build Wealth · 11 Sep 2026 podcast

Thing one is you get more room in the budget, and so a $500 item used to be an emergency, and now there's that much room in the budget. matched

So it's no longer an emergency. matched

So what qualifies as an emergency starts to go down? matched

Thing two is you get ahead of things like preventative maintenance. matched

On your heating and air system, you come out and have it checked once a year instead of waiting on the whole thing to freaking blow up. matched

Or you have the car checked as soon as you hear a squeak, and you fix it before the brake pads are worn out and you get into the rotors. matched

And you keep your oil changed. matched

And you have a matched

things that happen. matched

And you start to have money set aside for this and money set aside for that, and you have an emergency fund. matched

And so once we got to... matched

The room and the budget and the fully funded emergency fund, I don't know if we've ever touched the emergency fund again. matched

do come your way. matched

I think we've cash flowed the things that came up after that. matched

And so that's the future. matched

But for right now, Stacey's still in it to win it. matched

And she can push through. matched

That's right. matched

If you're already enrolled in a Medicare plan, you might think there's nothing else to do. matched

You're good to go. matched

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