Dave Ramsey

We have a boat now.

Yeah.

You guys got to work on your skills.

That's it.

Your skills are low.

And that may mean sitting down with a marriage counselor who's teaching you how to develop these skills.

You know, we hear it all the time.

A car accident, a cancer diagnosis, a heart attack, and suddenly everything changes.

Yeah, that's right.

You need 10 to 12 times your income in coverage.

No gimmicks, no whole life junk, just straightforward term life protection.

But there's another piece that people often overlook, and that's long-term disability insurance.

Now, if your employer gives you free disability insurance, great, take it.

If it's discounted there at a better price, take it.

But if not, Zander can help you find the right plan.

Whether you're single or married, it's not optional.

If you're going to be out of work for a while, then you need to make sure the money's still showing up.

I've trusted Jeff Zander and Zander Insurance for over 25 years, and so has my family.

Protect yourself, protect your income, protect your family.

funny they popped that picture up there that's a great picture but it's one of the few times that someone's head glows more than mine his hair just lit up under the light mine usually shines like a bulb you know we have to put so much makeup on my head to keep it from just glistening right and his hair is like a dadgum halo which would not be appropriate right but