Dave Ramsey

And you've got pension coming in in addition to that.

Are you still getting the Social Security?

Yeah.

How much is your rent now?

Yeah.

Okay.

Yeah, you do.

Okay.

All right.

And so you've got a total of how much debt?

And a bunch of that is IRS and repayment to social security for the time that you were working and should not have received disability according to them, right?

exactly okay all right have you fought any of that yet um i i talked to social security they're saying that i can possibly yeah um probably yeah okay so i think we need to get someone in your corner that's used to fighting that battle because those battles are lengthy um but they're doable and they don't um

They don't come around telling you what all your rights are and what you can pull off there, but there's some things you can do there.

And it might even affect the IRS bill if you refiled an appeal and refiled an amended return on your tax bill.

So what I'm going to do, because this is a complicated situation, I'm going to put you with one of our Ramsey coaches.

And I'm going to pay for it.

It's not going to cost you anything.

And they're going to come in and look at your situation and go at some of these people and see if we can get this $87,000 down to half of that or something by just working the system.

And then we can work through the rest of it and get it paid off and then start building up some kind of a nest egg.

Because you've got to start working towards a nest egg.