Dave Ramsey
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That's right.
Okay, RMDs.
So because of that, I'm 66, or getting ready to be.
I have years ago moved everything into Roth and went ahead and paid taxes on it before it doubled.
So all the doubling has zero taxes.
And the inheritance has zero taxes.
That's great.
Because Roth is inherited tax as well.
And I don't have RMDs.
Right.
Because it's in Roth.
So I want you to begin to move that $3 million at a steady pace and pay some taxes to do it to Roth because before it doubles and triples and quadruples, I want it to be in tax-free growth and all that doubling and quadrupling and so forth.
Dadgum, son!
Okay, so if I'm Mike, 7.8.
He's already making 400.
So, um, yeah, probably not be dumb.
Cause you're probably maxed out on taxes either way.
Your RMDs are going to max you out on taxes.
So yeah, that'd be one.
He's got so stinking right.