David Marchese

Or...

Or would we look at somebody who says something like that and say, you're just not making the right moves?

And what would be the inverse of a question like that where the millennial or the Gen Z person who says like, look, the system is such that I'm going to struggle more than my parents or my grandparents.

What would you point to and say like, no, here's the myth about that thinking?

You know, if we can say that getting ahead financially is harder for millennials and Gen Zers than it was for older generations, what advice would you give to parents for how best to help their kids?

I mean, maybe just give them as much money as you're able to give them.

I had no idea.

Ramit, if you could snap your fingers and go into the minds of every American and get them to change one behavior around money that will put them on the path to a richer life, what would that be?

That's it.

All right, I'll do that with my wife once a month for an hour and I'll report back to you.

I would love it.

Ramit, thank you for taking all the time to speak with me.

It was a total pleasure.

Thank you.

That's Ramit Sethi.

To watch this interview and many others, you can subscribe to our YouTube channel at youtube.com slash at symbol the interview podcast.

This conversation was produced by Wyatt Orme.

It was edited by John Wu, mixing by Sophia Landman.

Original music by Dan Powell, Rowan V. Misto, and Marion Lozano.

Photography by Devin Yalkin.