Dr. John Deloney

No living. All right, here's my challenge to you. Do you have kids? No. Are you married? No. Find two other jobs to do in addition to building skyscrapers.

No living. All right, here's my challenge to you. Do you have kids? No. Are you married? No. Find two other jobs to do in addition to building skyscrapers.

And if you're living at home, just sit down with your mom and dad and make a plan. I'm going to get out of here at 25, and I'm going to have knocked out X, Y, and Z of all this stuff. But sit down with a plan. Otherwise, you're still going to be treated like you're a middle schooler. But here's the deal. You're in your early 20s. You have no responsibilities.

And if you're living at home, just sit down with your mom and dad and make a plan. I'm going to get out of here at 25, and I'm going to have knocked out X, Y, and Z of all this stuff. But sit down with a plan. Otherwise, you're still going to be treated like you're a middle schooler. But here's the deal. You're in your early 20s. You have no responsibilities.

And if you're living at home, just sit down with your mom and dad and make a plan. I'm going to get out of here at 25, and I'm going to have knocked out X, Y, and Z of all this stuff. But sit down with a plan. Otherwise, you're still going to be treated like you're a middle schooler. But here's the deal. You're in your early 20s. You have no responsibilities.

I don't want you to have a life, no comedy shows, no going out to eat, no coffee that you're buying. You're drinking that free swill on site. You are every nickel. And after two years, I don't want you just to have paid off this one loan in the $8,000. I want you to be through the car too. Just go berserker mode, dude. You've got nothing holding you back. Okay.

I don't want you to have a life, no comedy shows, no going out to eat, no coffee that you're buying. You're drinking that free swill on site. You are every nickel. And after two years, I don't want you just to have paid off this one loan in the $8,000. I want you to be through the car too. Just go berserker mode, dude. You've got nothing holding you back. Okay.

I don't want you to have a life, no comedy shows, no going out to eat, no coffee that you're buying. You're drinking that free swill on site. You are every nickel. And after two years, I don't want you just to have paid off this one loan in the $8,000. I want you to be through the car too. Just go berserker mode, dude. You've got nothing holding you back. Okay.

And last thing, if you get online and you look at Instagram, they're going to tell you to take the highest interest rate. That's a recipe for disaster. You're going to get $2,000 into this 50 grand and you're just going to quit. Just follow the plan, follow the plan and work like you've never worked before, my man.

And last thing, if you get online and you look at Instagram, they're going to tell you to take the highest interest rate. That's a recipe for disaster. You're going to get $2,000 into this 50 grand and you're just going to quit. Just follow the plan, follow the plan and work like you've never worked before, my man.

And last thing, if you get online and you look at Instagram, they're going to tell you to take the highest interest rate. That's a recipe for disaster. You're going to get $2,000 into this 50 grand and you're just going to quit. Just follow the plan, follow the plan and work like you've never worked before, my man.

So the federal government, again, that may just disqualify what I'm about to say, but their estimation is about three and a quarter. That the average American needs about $325,000 after retirement. Okay. And I say not after retirement, but to handle a crisis. Most people, about 80% of people, won't live in a long-term care facility beyond five years, and about 20% will. Okay.

So the federal government, again, that may just disqualify what I'm about to say, but their estimation is about three and a quarter. That the average American needs about $325,000 after retirement. Okay. And I say not after retirement, but to handle a crisis. Most people, about 80% of people, won't live in a long-term care facility beyond five years, and about 20% will. Okay.

So the federal government, again, that may just disqualify what I'm about to say, but their estimation is about three and a quarter. That the average American needs about $325,000 after retirement. Okay. And I say not after retirement, but to handle a crisis. Most people, about 80% of people, won't live in a long-term care facility beyond five years, and about 20% will. Okay.

And so I'll tell you, my dad was a policeman, my mom was a teacher and then a professor, and they're not wealthy. About 10 years ago, they're in their mid-70s now. About 10 years ago, for Christmas, they bought the kids... they got long-term care insurance for themselves. And that was one of the greatest gifts they've ever given us.

And so I'll tell you, my dad was a policeman, my mom was a teacher and then a professor, and they're not wealthy. About 10 years ago, they're in their mid-70s now. About 10 years ago, for Christmas, they bought the kids... they got long-term care insurance for themselves. And that was one of the greatest gifts they've ever given us.

And so I'll tell you, my dad was a policeman, my mom was a teacher and then a professor, and they're not wealthy. About 10 years ago, they're in their mid-70s now. About 10 years ago, for Christmas, they bought the kids... they got long-term care insurance for themselves. And that was one of the greatest gifts they've ever given us.

But they didn't have $1.7 million sitting in a retirement account. And at the time, they didn't have a paid for $300,000 house. And so if push comes to shove, I love the idea that y'all are healthy. You go get checked up with doctors. All that presents that well. For Ken and I, our whole life is – our whole job depends on everything was going just great and then the wheels fell off, right? Yeah.

But they didn't have $1.7 million sitting in a retirement account. And at the time, they didn't have a paid for $300,000 house. And so if push comes to shove, I love the idea that y'all are healthy. You go get checked up with doctors. All that presents that well. For Ken and I, our whole life is – our whole job depends on everything was going just great and then the wheels fell off, right? Yeah.

But they didn't have $1.7 million sitting in a retirement account. And at the time, they didn't have a paid for $300,000 house. And so if push comes to shove, I love the idea that y'all are healthy. You go get checked up with doctors. All that presents that well. For Ken and I, our whole life is – our whole job depends on everything was going just great and then the wheels fell off, right? Yeah.