Menu
Sign In Search Podcasts Charts People & Topics Add Podcast API Blog Pricing

Dr. John Deloney

👤 Speaker
14443 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I can make sure me and my family are on track. And that's what I can control right now.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I can make sure me and my family are on track. And that's what I can control right now.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Let me ask you a question about that 100K. Did you consolidate it all into one big lump, or is that 10 different loans, one at $900 and one at $62,000? Right now, they're five different loans. Okay, so here's what we're going to do. We're going to take all of those loans, and we're going to look at them individually. Yep. And whatever is the smallest, you're going to pay that one off first.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Let me ask you a question about that 100K. Did you consolidate it all into one big lump, or is that 10 different loans, one at $900 and one at $62,000? Right now, they're five different loans. Okay, so here's what we're going to do. We're going to take all of those loans, and we're going to look at them individually. Yep. And whatever is the smallest, you're going to pay that one off first.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Let me ask you a question about that 100K. Did you consolidate it all into one big lump, or is that 10 different loans, one at $900 and one at $62,000? Right now, they're five different loans. Okay, so here's what we're going to do. We're going to take all of those loans, and we're going to look at them individually. Yep. And whatever is the smallest, you're going to pay that one off first.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Please, God, don't do that. No, no, no.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Please, God, don't do that. No, no, no.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

Please, God, don't do that. No, no, no.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

23? What are you going to be doing making $75,000? Building skyscrapers. Building what? Skyscrapers. Oh, geez.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

23? What are you going to be doing making $75,000? Building skyscrapers. Building what? Skyscrapers. Oh, geez.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

23? What are you going to be doing making $75,000? Building skyscrapers. Building what? Skyscrapers. Oh, geez.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

No living. All right, here's my challenge to you. Do you have kids? No. Are you married? No. Find two other jobs to do in addition to building skyscrapers.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

No living. All right, here's my challenge to you. Do you have kids? No. Are you married? No. Find two other jobs to do in addition to building skyscrapers.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

No living. All right, here's my challenge to you. Do you have kids? No. Are you married? No. Find two other jobs to do in addition to building skyscrapers.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And if you're living at home, just sit down with your mom and dad and make a plan. I'm going to get out of here at 25, and I'm going to have knocked out X, Y, and Z of all this stuff. But sit down with a plan. Otherwise, you're still going to be treated like you're a middle schooler. But here's the deal. You're in your early 20s. You have no responsibilities.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And if you're living at home, just sit down with your mom and dad and make a plan. I'm going to get out of here at 25, and I'm going to have knocked out X, Y, and Z of all this stuff. But sit down with a plan. Otherwise, you're still going to be treated like you're a middle schooler. But here's the deal. You're in your early 20s. You have no responsibilities.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

And if you're living at home, just sit down with your mom and dad and make a plan. I'm going to get out of here at 25, and I'm going to have knocked out X, Y, and Z of all this stuff. But sit down with a plan. Otherwise, you're still going to be treated like you're a middle schooler. But here's the deal. You're in your early 20s. You have no responsibilities.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I don't want you to have a life, no comedy shows, no going out to eat, no coffee that you're buying. You're drinking that free swill on site. You are every nickel. And after two years, I don't want you just to have paid off this one loan in the $8,000. I want you to be through the car too. Just go berserker mode, dude. You've got nothing holding you back. Okay.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I don't want you to have a life, no comedy shows, no going out to eat, no coffee that you're buying. You're drinking that free swill on site. You are every nickel. And after two years, I don't want you just to have paid off this one loan in the $8,000. I want you to be through the car too. Just go berserker mode, dude. You've got nothing holding you back. Okay.

The Ramsey Show
You Can Still Escape the Debt Spiral Before It’s Too Late

I don't want you to have a life, no comedy shows, no going out to eat, no coffee that you're buying. You're drinking that free swill on site. You are every nickel. And after two years, I don't want you just to have paid off this one loan in the $8,000. I want you to be through the car too. Just go berserker mode, dude. You've got nothing holding you back. Okay.