Dr. John Deloney

And last thing, if you get online and you look at Instagram, they're going to tell you to take the highest interest rate. That's a recipe for disaster. You're going to get $2,000 into this 50 grand and you're just going to quit. Just follow the plan, follow the plan and work like you've never worked before, my man.

And last thing, if you get online and you look at Instagram, they're going to tell you to take the highest interest rate. That's a recipe for disaster. You're going to get $2,000 into this 50 grand and you're just going to quit. Just follow the plan, follow the plan and work like you've never worked before, my man.

And last thing, if you get online and you look at Instagram, they're going to tell you to take the highest interest rate. That's a recipe for disaster. You're going to get $2,000 into this 50 grand and you're just going to quit. Just follow the plan, follow the plan and work like you've never worked before, my man.

So the federal government, again, that may just disqualify what I'm about to say, but their estimation is about three and a quarter. That the average American needs about $325,000 after retirement. Okay. And I say not after retirement, but to handle a crisis. Most people, about 80% of people, won't live in a long-term care facility beyond five years, and about 20% will. Okay.

So the federal government, again, that may just disqualify what I'm about to say, but their estimation is about three and a quarter. That the average American needs about $325,000 after retirement. Okay. And I say not after retirement, but to handle a crisis. Most people, about 80% of people, won't live in a long-term care facility beyond five years, and about 20% will. Okay.

So the federal government, again, that may just disqualify what I'm about to say, but their estimation is about three and a quarter. That the average American needs about $325,000 after retirement. Okay. And I say not after retirement, but to handle a crisis. Most people, about 80% of people, won't live in a long-term care facility beyond five years, and about 20% will. Okay.

And so I'll tell you, my dad was a policeman, my mom was a teacher and then a professor, and they're not wealthy. About 10 years ago, they're in their mid-70s now. About 10 years ago, for Christmas, they bought the kids... they got long-term care insurance for themselves. And that was one of the greatest gifts they've ever given us.

And so I'll tell you, my dad was a policeman, my mom was a teacher and then a professor, and they're not wealthy. About 10 years ago, they're in their mid-70s now. About 10 years ago, for Christmas, they bought the kids... they got long-term care insurance for themselves. And that was one of the greatest gifts they've ever given us.

And so I'll tell you, my dad was a policeman, my mom was a teacher and then a professor, and they're not wealthy. About 10 years ago, they're in their mid-70s now. About 10 years ago, for Christmas, they bought the kids... they got long-term care insurance for themselves. And that was one of the greatest gifts they've ever given us.

But they didn't have $1.7 million sitting in a retirement account. And at the time, they didn't have a paid for $300,000 house. And so if push comes to shove, I love the idea that y'all are healthy. You go get checked up with doctors. All that presents that well. For Ken and I, our whole life is – our whole job depends on everything was going just great and then the wheels fell off, right? Yeah.

But they didn't have $1.7 million sitting in a retirement account. And at the time, they didn't have a paid for $300,000 house. And so if push comes to shove, I love the idea that y'all are healthy. You go get checked up with doctors. All that presents that well. For Ken and I, our whole life is – our whole job depends on everything was going just great and then the wheels fell off, right? Yeah.

But they didn't have $1.7 million sitting in a retirement account. And at the time, they didn't have a paid for $300,000 house. And so if push comes to shove, I love the idea that y'all are healthy. You go get checked up with doctors. All that presents that well. For Ken and I, our whole life is – our whole job depends on everything was going just great and then the wheels fell off, right? Yeah.

And so I want to always hold that, that y'all are doing everything right and life happens. It happens to all of us. And you guys are in a pretty good position. And assuming that we can get through the next few weeks, months, years, decades with – The last 80 to 100 years being similar to the next 10 to 20 years, you can expect-ish that that 1.7 becomes 3.4 by the time you're 67.

And so I want to always hold that, that y'all are doing everything right and life happens. It happens to all of us. And you guys are in a pretty good position. And assuming that we can get through the next few weeks, months, years, decades with – The last 80 to 100 years being similar to the next 10 to 20 years, you can expect-ish that that 1.7 becomes 3.4 by the time you're 67.

And so I want to always hold that, that y'all are doing everything right and life happens. It happens to all of us. And you guys are in a pretty good position. And assuming that we can get through the next few weeks, months, years, decades with – The last 80 to 100 years being similar to the next 10 to 20 years, you can expect-ish that that 1.7 becomes 3.4 by the time you're 67.

And then that 3.4 becomes 6.8 by the time you're 75-ish, 74-ish.

And then that 3.4 becomes 6.8 by the time you're 75-ish, 74-ish.

And then that 3.4 becomes 6.8 by the time you're 75-ish, 74-ish.

Right. And that's like, for me, the thing I might, I'm just trying to project myself. If I got $1.7 million in retirement accounts and a paid for house and I'm 60, I would probably let health insurance expire at 65 or 67, like whatever age you have that set to expire. But if you have an extra, off the top of my head, I'm making up a number. And you may roll your eyes.

Right. And that's like, for me, the thing I might, I'm just trying to project myself. If I got $1.7 million in retirement accounts and a paid for house and I'm 60, I would probably let health insurance expire at 65 or 67, like whatever age you have that set to expire. But if you have an extra, off the top of my head, I'm making up a number. And you may roll your eyes.