Dr. John Deloney

Right. And that's like, for me, the thing I might, I'm just trying to project myself. If I got $1.7 million in retirement accounts and a paid for house and I'm 60, I would probably let health insurance expire at 65 or 67, like whatever age you have that set to expire. But if you have an extra, off the top of my head, I'm making up a number. And you may roll your eyes.

I don't know how much monthly long-term care insurance costs, whether it's $300 or $800. But if that's a payment you can stomach for the next decade, and it's just going to let you have a little more peace in retirement, man, I'd throw that out the window. You might spend that on fishing gear and coffee in retirement, right? That's right. Okay.

I don't know how much monthly long-term care insurance costs, whether it's $300 or $800. But if that's a payment you can stomach for the next decade, and it's just going to let you have a little more peace in retirement, man, I'd throw that out the window. You might spend that on fishing gear and coffee in retirement, right? That's right. Okay.

I don't know how much monthly long-term care insurance costs, whether it's $300 or $800. But if that's a payment you can stomach for the next decade, and it's just going to let you have a little more peace in retirement, man, I'd throw that out the window. You might spend that on fishing gear and coffee in retirement, right? That's right. Okay.

Can we double click on that? You're a teacher? What did your wife do?

Can we double click on that? You're a teacher? What did your wife do?

Can we double click on that? You're a teacher? What did your wife do?

Good for you. Congratulations, guys.

Good for you. Congratulations, guys.

Good for you. Congratulations, guys.

No, no, no, no, no, don't do that, don't do that, don't do that, don't do that.

No, no, no, no, no, don't do that, don't do that, don't do that, don't do that.

No, no, no, no, no, don't do that, don't do that, don't do that, don't do that.

Yeah, don't do that.

Yeah, don't do that.

Yeah, don't do that.

This is not a retirement vehicle. Yeah, not at all. This is you hedging risk. You don't want a check back if you don't use this at the end. Yeah. This is you putting this on the table just in case this happens.

This is not a retirement vehicle. Yeah, not at all. This is you hedging risk. You don't want a check back if you don't use this at the end. Yeah. This is you putting this on the table just in case this happens.

This is not a retirement vehicle. Yeah, not at all. This is you hedging risk. You don't want a check back if you don't use this at the end. Yeah. This is you putting this on the table just in case this happens.

Go to RamseySolutions.com and go to Ramsey Trusted page and you can talk to our friends at Zander about long-term care insurance and they're going to tell you the truth and they're going to be honest with you. It's who I trust with my family. You can trust them too.