Dr. John Deloney

He may have to sell a car or two. He may have to sell a house and move down to a condo. He's got to make some grown-up dad decisions. But, dude, I want to honor your heart, man. And I know you see this thing coming and you're already doing the math being like, dude, I'm going to have to pay for this. But I get it. It's tough, tough, tough.

Today's question comes from Madison in Kansas. Madison writes, I'm married. I love my husband, but we have made bad decisions over the last 20 years. We're looking at $125,000 in debt, not including our mortgage. Together, we earn $150,000 a year. He's not interested in looking at our financial situation, but at least he let me handle our finances. Oh, my gosh.

Today's question comes from Madison in Kansas. Madison writes, I'm married. I love my husband, but we have made bad decisions over the last 20 years. We're looking at $125,000 in debt, not including our mortgage. Together, we earn $150,000 a year. He's not interested in looking at our financial situation, but at least he let me handle our finances. Oh, my gosh.

Today's question comes from Madison in Kansas. Madison writes, I'm married. I love my husband, but we have made bad decisions over the last 20 years. We're looking at $125,000 in debt, not including our mortgage. Together, we earn $150,000 a year. He's not interested in looking at our financial situation, but at least he let me handle our finances. Oh, my gosh.

I don't want to talk about it, but I'll let you carry this anchor around all by yourself. Is it possible to become debt-free without your spouse being on board? Here we go. I feel like a gazelle with an anchor.

I don't want to talk about it, but I'll let you carry this anchor around all by yourself. Is it possible to become debt-free without your spouse being on board? Here we go. I feel like a gazelle with an anchor.

I don't want to talk about it, but I'll let you carry this anchor around all by yourself. Is it possible to become debt-free without your spouse being on board? Here we go. I feel like a gazelle with an anchor.

Mathematically, theoretically, I guess. If he just quits spending money, so that's just me being honest.

Mathematically, theoretically, I guess. If he just quits spending money, so that's just me being honest.

Mathematically, theoretically, I guess. If he just quits spending money, so that's just me being honest.

If he stops spending one penny and you took full control, theoretically, mathematically, yes, it'll burn your marriage to the ground.

If he stops spending one penny and you took full control, theoretically, mathematically, yes, it'll burn your marriage to the ground.

If he stops spending one penny and you took full control, theoretically, mathematically, yes, it'll burn your marriage to the ground.

I think this is a situation, Madison, where you set your husband, y'all sit down for dinner, you sit down for breakfast somewhere, you sit down for lunch somewhere, not when you're fighting about money, not when it's time to do a budget, and you say, I am scared to death. People give me a hard time on the internets about saying this line I'm about to say, but I think it applies here.

I think this is a situation, Madison, where you set your husband, y'all sit down for dinner, you sit down for breakfast somewhere, you sit down for lunch somewhere, not when you're fighting about money, not when it's time to do a budget, and you say, I am scared to death. People give me a hard time on the internets about saying this line I'm about to say, but I think it applies here.

I think this is a situation, Madison, where you set your husband, y'all sit down for dinner, you sit down for breakfast somewhere, you sit down for lunch somewhere, not when you're fighting about money, not when it's time to do a budget, and you say, I am scared to death. People give me a hard time on the internets about saying this line I'm about to say, but I think it applies here.

Husband, I can't breathe. I don't feel safe in this house when it comes to our money, and I can't keep carrying all this by myself. Will you look at this with me? And if he looks at you and says, nope, don't care, then Madison, you got bigger issues in your marriage because it's not about money. It's about your husband saying, I don't care how safe you feel or not. It's on you.

Husband, I can't breathe. I don't feel safe in this house when it comes to our money, and I can't keep carrying all this by myself. Will you look at this with me? And if he looks at you and says, nope, don't care, then Madison, you got bigger issues in your marriage because it's not about money. It's about your husband saying, I don't care how safe you feel or not. It's on you.

Husband, I can't breathe. I don't feel safe in this house when it comes to our money, and I can't keep carrying all this by myself. Will you look at this with me? And if he looks at you and says, nope, don't care, then Madison, you got bigger issues in your marriage because it's not about money. It's about your husband saying, I don't care how safe you feel or not. It's on you.

No, you didn't. Did you roll negative equity into it?