Dr. John Deloney

And for what it's worth, George and I both put our money in mutual funds. Call me a dummy. Me too. They do, George. They call us dummies. We'll be right back.

And for what it's worth, George and I both put our money in mutual funds. Call me a dummy. Me too. They do, George. They call us dummies. We'll be right back.

And for what it's worth, George and I both put our money in mutual funds. Call me a dummy. Me too. They do, George. They call us dummies. We'll be right back.

Is this a communication challenge or is your wife being spiteful? Because there's two different ways to approach this.

Is this a communication challenge or is your wife being spiteful? Because there's two different ways to approach this.

Is this a communication challenge or is your wife being spiteful? Because there's two different ways to approach this.

Most, I don't mean to overly gender this, but this is just the way it plays out in the real world. Most of the time when I talk to men in your situation, they try to solve this with a plan, a strategy, a new card, a new spreadsheet, a new commitment ceremony. And the only way I've ever seen somebody be successful is

Most, I don't mean to overly gender this, but this is just the way it plays out in the real world. Most of the time when I talk to men in your situation, they try to solve this with a plan, a strategy, a new card, a new spreadsheet, a new commitment ceremony. And the only way I've ever seen somebody be successful is

Most, I don't mean to overly gender this, but this is just the way it plays out in the real world. Most of the time when I talk to men in your situation, they try to solve this with a plan, a strategy, a new card, a new spreadsheet, a new commitment ceremony. And the only way I've ever seen somebody be successful is

is if they are honest with their spouse about the story behind the story, the story behind the strategy. And that would be you sitting down and saying, I need to be open with you. Can I tell you something that's scaring me to death? And her say, oh, sure, honey, what's going on? And you say, I'm scared about not having any money.

is if they are honest with their spouse about the story behind the story, the story behind the strategy. And that would be you sitting down and saying, I need to be open with you. Can I tell you something that's scaring me to death? And her say, oh, sure, honey, what's going on? And you say, I'm scared about not having any money.

is if they are honest with their spouse about the story behind the story, the story behind the strategy. And that would be you sitting down and saying, I need to be open with you. Can I tell you something that's scaring me to death? And her say, oh, sure, honey, what's going on? And you say, I'm scared about not having any money.

And I'm feeling like I'm not communicating this well because every month there's another $250 in gifts and stuff like that in $20 increments. And I don't feel like I'm being fully honest here at the table. And you notice I did two things here. Number one, I was honest. You told her how you felt. You didn't throw a strategy at her.

And I'm feeling like I'm not communicating this well because every month there's another $250 in gifts and stuff like that in $20 increments. And I don't feel like I'm being fully honest here at the table. And you notice I did two things here. Number one, I was honest. You told her how you felt. You didn't throw a strategy at her.

And I'm feeling like I'm not communicating this well because every month there's another $250 in gifts and stuff like that in $20 increments. And I don't feel like I'm being fully honest here at the table. And you notice I did two things here. Number one, I was honest. You told her how you felt. You didn't throw a strategy at her.

And number two, you used the word I. Not you keep overspending and you keep doing it because when she does that, man, she's going to go back to her childhood. She's going to go to war. My guess is she's going to have to decide.

And number two, you used the word I. Not you keep overspending and you keep doing it because when she does that, man, she's going to go back to her childhood. She's going to go to war. My guess is she's going to have to decide.

And number two, you used the word I. Not you keep overspending and you keep doing it because when she does that, man, she's going to go back to her childhood. She's going to go to war. My guess is she's going to have to decide.

I would rather feel the short-term discomfort of not having a gift for every single thing that pops up because I never could buy gifts for anybody or I never got any gifts for anybody. And now I can, so I feel like I have to. She's going to have to give up that short-term pleasure for the long-term safety of me and my husband don't have to worry about not having anything to eat. And that's hard.

I would rather feel the short-term discomfort of not having a gift for every single thing that pops up because I never could buy gifts for anybody or I never got any gifts for anybody. And now I can, so I feel like I have to. She's going to have to give up that short-term pleasure for the long-term safety of me and my husband don't have to worry about not having anything to eat. And that's hard.