Dr. John Deloney

And yes, we need people to pick us up when we fall. And that's awesome. And then we got to go take the next step. That's confidence. That's where you get confidence.

And yes, we need people to pick us up when we fall. And that's awesome. And then we got to go take the next step. That's confidence. That's where you get confidence.

And yes, we need people to pick us up when we fall. And that's awesome. And then we got to go take the next step. That's confidence. That's where you get confidence.

And you can't say, I need some help, I want some guidance, but I don't want to take help and I don't want to take guidance. Those two things are incompatible together. So either you have the courage and the humility to say, I don't know how to do what comes next. I'm going to go sit down with a professional. I'm going to go talk to an investment professional.

And you can't say, I need some help, I want some guidance, but I don't want to take help and I don't want to take guidance. Those two things are incompatible together. So either you have the courage and the humility to say, I don't know how to do what comes next. I'm going to go sit down with a professional. I'm going to go talk to an investment professional.

And you can't say, I need some help, I want some guidance, but I don't want to take help and I don't want to take guidance. Those two things are incompatible together. So either you have the courage and the humility to say, I don't know how to do what comes next. I'm going to go sit down with a professional. I'm going to go talk to an investment professional.

I'm going to go talk to a mental health professional. I'm going to talk to somebody to walk me through this. Cool. Or I'm just going to keep staying in the same situation. At the end of the day, I'll give you a quote from my friend Michael Easter. Do something. Do something that is different from the situation you're in right now. Otherwise, everything will stay the same except it will degrade.

I'm going to go talk to a mental health professional. I'm going to talk to somebody to walk me through this. Cool. Or I'm just going to keep staying in the same situation. At the end of the day, I'll give you a quote from my friend Michael Easter. Do something. Do something that is different from the situation you're in right now. Otherwise, everything will stay the same except it will degrade.

I'm going to go talk to a mental health professional. I'm going to talk to somebody to walk me through this. Cool. Or I'm just going to keep staying in the same situation. At the end of the day, I'll give you a quote from my friend Michael Easter. Do something. Do something that is different from the situation you're in right now. Otherwise, everything will stay the same except it will degrade.

It will slowly decompose underneath you.

It will slowly decompose underneath you.

It will slowly decompose underneath you.

All right, tell us about it.

All right, tell us about it.

All right, tell us about it.

What kind of debt is it?

What kind of debt is it?

What kind of debt is it?

And you have 115 in student loans? That is correct.

And you have 115 in student loans? That is correct.