Dr. John Deloney

will like make in concrete that your son and daughter will never have a relationship either.

Don't do that to anybody.

And so if you're gonna have the courage to say, this is my money, I'm gonna spend it how I want to, great, I love that.

And that means have the courage to do the relational hard thing, which is tell the truth.

I like the idea of saying, here's what I want this money to go to.

And if you want to put it all into trust and say, I'll pay off both of your mortgages.

I will put this in accounts for your kids' college, for my grandkids' college.

I like that.

But again, it's your money.

Do what you want to do with it.

For college?

Yeah.

Yeah, just take a million dollars and know that will probably cover semester one and books.

Right?

Like, yeah, who knows what it will be in 20 years, right?

Or 18 years.

It does.

As a planner who lived inside the college system, I came up with a number that I wanted to try to hit.

And then I, regardless of what college costs are gonna be, this is the number I can come up with.

And then I, my son's just turned 16, he's a sophomore.