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Dr. John Deloney

👤 Person
14411 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

I know, but get out of their heads. That's going to make you and your husband nuts. If you join crazy in their head, it makes you crazy. Yeah, yeah. Don't get in their head and try to figure out why they are or are not doing things. Be grateful that you and your husband have made the choices you've made, and you're all going to have real freedom for the first person in your lineage.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Yeah. And so, yeah, I don't have them. I mean, you can honestly say that until you're at least at a baby step two. We don't have the money right now. We're negative. And why is it such an emergency now?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Yeah. And so, yeah, I don't have them. I mean, you can honestly say that until you're at least at a baby step two. We don't have the money right now. We're negative. And why is it such an emergency now?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Yeah. And so, yeah, I don't have them. I mean, you can honestly say that until you're at least at a baby step two. We don't have the money right now. We're negative. And why is it such an emergency now?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Have you gotten a phone call or a letter from the government asking for your taxes?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Have you gotten a phone call or a letter from the government asking for your taxes?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Have you gotten a phone call or a letter from the government asking for your taxes?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Coming up with a repayment schedule is not a problem, but you have to file the tax returns.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Coming up with a repayment schedule is not a problem, but you have to file the tax returns.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Coming up with a repayment schedule is not a problem, but you have to file the tax returns.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Yeah. Focus is the word because let's be very, very honest. Okay. When you get triggered leading up to those moments, when things just get real heavy, there's usually several things spinning around at once. Is that fair?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Yeah. Focus is the word because let's be very, very honest. Okay. When you get triggered leading up to those moments, when things just get real heavy, there's usually several things spinning around at once. Is that fair?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Yeah. Focus is the word because let's be very, very honest. Okay. When you get triggered leading up to those moments, when things just get real heavy, there's usually several things spinning around at once. Is that fair?

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

That's right. So here's what I want you to do. The only way around this spin is right through it. So let's write down those things that are causing us to spin up. Do we owe taxes? It feels like I owe a million dollars. You don't. You don't owe a million bucks. You may not owe anything. Yeah, you may not owe anything because you may not have earned enough. But let's go right through that one.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

That's right. So here's what I want you to do. The only way around this spin is right through it. So let's write down those things that are causing us to spin up. Do we owe taxes? It feels like I owe a million dollars. You don't. You don't owe a million bucks. You may not owe anything. Yeah, you may not owe anything because you may not have earned enough. But let's go right through that one.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

That's right. So here's what I want you to do. The only way around this spin is right through it. So let's write down those things that are causing us to spin up. Do we owe taxes? It feels like I owe a million dollars. You don't. You don't owe a million bucks. You may not owe anything. Yeah, you may not owe anything because you may not have earned enough. But let's go right through that one.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Let's put the next one down. Let's write the next thing down. And some of those things, like Dave said, you've got to get a CPA. You've got to get somebody to walk with you through that. But the only way to peace here is through the middle of it. And, man, you've got the help you needed. You want to be back earning a living and being up on your own, having autonomy. That's amazing.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Let's put the next one down. Let's write the next thing down. And some of those things, like Dave said, you've got to get a CPA. You've got to get somebody to walk with you through that. But the only way to peace here is through the middle of it. And, man, you've got the help you needed. You want to be back earning a living and being up on your own, having autonomy. That's amazing.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

Let's put the next one down. Let's write the next thing down. And some of those things, like Dave said, you've got to get a CPA. You've got to get somebody to walk with you through that. But the only way to peace here is through the middle of it. And, man, you've got the help you needed. You want to be back earning a living and being up on your own, having autonomy. That's amazing.

The Ramsey Show
The Faster You Attack Your Debt - The Faster You Achieve Financial Freedom

I'm proud of you for that. And I hate that you got somewhere and got settled, and then they treated you poorly. That's the worst, right? Yes. Yeah, but Dave and I believe in you, okay?