Dr. Mehmet Oz

By the way, the cost sharing reduction that I mentioned is another one of those examples.

You would never run an insurance company without being able to make sure that people can pay their copay and their minimums and all that stuff.

And it just helps deal with that in a more sophisticated way than what's going on right now, which is the insurance companies just game the system that drive up prices in one area, which, of course, people who don't take advantage of it, people don't get taken advantage of.

We don't want that in our health care.

It needs to be focused on both.

As you point out, the game is played in many different ways and the gaming of the system happens in different ways for that reason.

But remember, the marketplace is not just individuals going to a doctor and deciding which physician is going to give them a better value because it's not just what they charge, but what do they get for that money?

But right now, you get a discounted...

There's policy, but you can't find a doctor.

That's why we want the transparency to include all the things you might want to know about.

But the real market, Ben, is made by commercial insurance, commercial employers, right?

The people buy commercial insurance.

They're the big companies.

You know, they have a thousand employees and they want to get the best value for their employees.

Remember, their most important resource are those people.

They want them to be healthy.

They want them thriving.

They want them at work and happy with what's going on.

Plus, it's a way of building loyalty within the workplace.

So they work their tails off to get the best value.