Dr. Steve Kopecky

There was a thing that came out that no one knew what it was when it came out.

It was called the World Wide Web.

what is that?

Well, guess what?

It's our phones now and we're on them all the time.

So there are little things you can do that can really help you tremendously.

And, and boy, don't, don't negate, don't think they're not important because they really are.

It's just like saving for retirement.

You know, you don't wait until you're 64 and a half and buy a lottery ticket.

You know, you got to start, you know, when you're in your twenties and put away a quarter every week and it builds up.

Thanks for having me.