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Dylan Scott

👤 Speaker
434 total appearances

Appearances Over Time

Podcast Appearances

Today, Explained
Why your health insurance is so expensive

The way that insurance works is it needs scale.

Today, Explained
Why your health insurance is so expensive

You need a lot of people paying into the pot.

Today, Explained
Why your health insurance is so expensive

Frankly, you need a lot of people who are healthy, who

Today, Explained
Why your health insurance is so expensive

don't have serious medical needs, who are just paying their premiums in and not taking anything out.

Today, Explained
Why your health insurance is so expensive

And that's hard to do sometimes, as we see with rising costs across the whole system with hundreds of thousands or millions of people enrolled in your health insurance plan.

Today, Explained
Why your health insurance is so expensive

And so you can imagine with some of these smaller healthcare cost-sharing ministries, which individual ones may have

Today, Explained
Why your health insurance is so expensive

maybe hundreds or just like a few thousand people enrolled, there might not be enough money in that cost-sharing ministry to cover the costs.

Today, Explained
Why your health insurance is so expensive

And so then, you're kind of just shit out of luck.

Today, Explained
Why your health insurance is so expensive

The way to solve what's going wrong with our healthcare system is not to scale up these healthcare cost-sharing ministries that can then discriminate against people with pre-existing conditions.

Today, Explained
Why your health insurance is so expensive

I think instead what we need to do is we need to be looking at the whole system's costs, figuring out how to bring those down, which is hard and which is going to take some difficult work.

Today, Explained
Why your health insurance is so expensive

But I do not think these plans themselves are the solution.

Today, Explained
Why your health insurance is so expensive

It's the worst time of year, because it's, yeah, it's like, hey, sign up for health insurance.

Today, Explained
Why your health insurance is so expensive

And yeah, your premium's probably higher than it was last year.

Today, Explained
Why your health insurance is so expensive

And, you know, the deductible might be going up too.

Today, Explained
Why your health insurance is so expensive

And it's like, I think in the long term, we need like policymakers and the industry and the payers to come together and figure out how to make just the overall costs of healthcare lower so that we can provide people with comprehensive coverage more affordably.

Today, Explained
Why your health insurance is so expensive

But in the meantime, yeah, we live in America, we're individualists, we're consumers, you kinda gotta look out for yourself and just be really careful about how you're kinda making those calculations because it really depends on your individual situation.

Today, Explained
Why are my allergies getting worse?

Ja, genau. Es gibt eine ganze Eile an der Pharmazie, wo man für diese Über-die-Kontrolle-Medikamente für Allergien kaufen kann. Und ja, du hast Claritin, du hast Benadryl, du hast Xarelto. Diese lange Liste von Medikamenten. Aber Anihistamine können helfen, aber sie funktionieren wahrscheinlich nicht so gut, wie wir es gerne sehen würden.

Today, Explained
Why are my allergies getting worse?

Ja, genau. Es gibt eine ganze Eile an der Pharmazie, wo man für diese Über-die-Kontrolle-Medikamente für Allergien kaufen kann. Und ja, du hast Claritin, du hast Benadryl, du hast Xarelto. Diese lange Liste von Medikamenten. Aber Anihistamine können helfen, aber sie funktionieren wahrscheinlich nicht so gut, wie wir es gerne sehen würden.

Today, Explained
Why are my allergies getting worse?

Ja, genau. Es gibt eine ganze Eile an der Pharmazie, wo man für diese Über-die-Kontrolle-Medikamente für Allergien kaufen kann. Und ja, du hast Claritin, du hast Benadryl, du hast Xarelto. Diese lange Liste von Medikamenten. Aber Anihistamine können helfen, aber sie funktionieren wahrscheinlich nicht so gut, wie wir es gerne sehen würden.

Today, Explained
Why are my allergies getting worse?

Diese Allergien schlagen uns, wenn es Frühstück ist, wenn das Wetter schön wird. Alles, was wir tun wollen, ist, draußen zu sein. Anahistaminen sind besser als die, die wir vorher hatten, was im Grunde nichts war. Aber sie schneiden es nicht in diesen Tagen. Naselsprays sind furchtbar. Ich weiß nicht über dich, aber ich hasse es, Sachen auf meinen Nase zu sprayen.