Ed (Caller)

Yeah, their program is corrupted.

Hey, thanks, George.

So I am in baby step two.

My wife and I are just trying to pay off our debt as fast as we can.

By the way, two paid off cars and one that will be paid off next month.

Wow.

No, but we bought my wife's grandfather's 91 Ford Ranger for $500 so that I could use it for my side hustle woodworking.

That'll do.

That's a deal, man.

Yeah.

And then, um, so the question is, uh, last month we came up to the, uh, end of the month and did not leave hardly anything in our checking account and then realized, Oh shoot, the mortgage is due on the first and our paychecks don't go into the second.

So I'm wondering if there is a rule of thumb for what to leave in the checking account as a buffer so that situations like that don't happen.

Yeah, mine usually is on the first and then my wife's comes in around like the third and then mine goes in on the 15th and my wife's goes in on like the 17th or 18th.

Okay.

We use the EveryDollar Premium app.

Usually we're putting between $1,000 and $2,500 into debt.

It depends on if my wife's grad school class is being paid that month or not.