Ed Bastian

I think the banks that have already come out and spoken about it are expressing a tremendous amount of concern.

I also think the knock on effects are pretty significant.

What seems to be maybe a good idea to help the lower income strata, give them some interest rate relief.

The reality is it's going to eliminate their ability for credit.

It's going to freeze up a tremendous amount of credit lines that the banks aren't going to be able to afford to provide.

Not really.

First of all, thank you for coming down.

It's great to have you on our campus down here in Atlanta.

There were a lot of expectations.

We have a lot of momentum in our business.

And as we're going into the year, we've seen the first part of the year, the momentum picked up yet again in the early days of January.

And so as a result of that, I think our investor base was curious as to whether they see that momentum continuing to build, continue to flatline, to bop around a little bit.

And we just finished a year where

We saw some pretty significant challenges, whether it was the Liberation Day impact on consumer sentiment, shutdown of the government and the airspace in the latter part of the year.

So we wanted to make certain we had a little bit of wiggle room, some caution as to how we thought about projecting the year out.

And so I think there was more inquiries as to just how much caution is there and what could great look like, right?

And so I think that's more of what we saw.

I think it's early.

I think it's premature.

Listen, that's not our business.