Elizabeth Ayoola

Email us at podcast at nerdwallet.com also.

And to help us navigate the world of insurance, we're joined by insurance nerd, Kaz Wider.

Welcome back to Smart Money, Kaz.

Do you think these price increases are likely to slow or at least plateau?

Or is this our new normal?

I mean, it's hard to imagine them continuing at this pace.

I'm paying so much already.

All right.

So what are some of the most common or easiest ways to save money on your auto insurance, Kaz, if we're not reducing those minimums to the barest bones?

Kaz, I feel like you're talking about all my business, Kaz.

I was looking to lower my auto insurance last year, and that is something that I did and I'll be doing again this year.

Unfortunately, there weren't much savings because inflation, long sigh, but at least I tried.

All right, Kaz, are there any other changes or predictions about the world of car insurance this year that people should be aware of?

It is.

Wow.

It sounds like a lot of the factors that you mentioned are really beyond our control.

So in that case, what do homeowners have control over?

How can they save on their home insurance?

What advice do you have for people who are looking to spend less money on their coverage this year or at least try to have their insurance premiums increase at maybe a slower pace?

Well, I only have fish and don't need pet insurance for that, but in case I decide to oblige Ayo and get him the dog he's bugging me about, I'll be sure to get pet insurance.