Elizabeth Ayoola

That's one of my favorite topics.

I think one of the best decisions I made was switching from a whole life to term and going from paying maybe around $100 a month to, I don't know, $20 something or $30 now.

And it's definitely worthwhile because I have a kid.

And yes, he would suffer if I wasn't here and he didn't have anyone to support him.

Okay, now let's turn to NerdWallet's best of insurance products for 2026.

It's crazy that we're in 2026.

Our nerds use their independent editorial judgment and put a lot of work into determining the best financial products across various areas of our financial lives.

And that ranges from credit cards to home loans and, of course, to insurance.

So, Kaz, can you talk with us about what this process looks like for the insurance team and also what makes a product the best?

Well, Kaz, is there anything else that our listeners should keep in mind this year as they work to balance getting the coverage they need to protect themselves from risks at a price they can afford?

You're welcome.

And that's all we have for this episode.

Join us next time as we continue our series about your money in 2026, where we'll wrap up things by talking about the best banking products of the year.

Meanwhile, we want you to follow Smart Money on your favorite podcast app, even if it's changed in 2026.

We're on all of them.

So that includes Spotify, Apple Podcasts, and iHeartRadio to automatically download new episodes.

And good news, nothing has changed because this episode is produced by Tess Biglin and Anna Helhosky.

Hilary Georgie helped with editing.

Nick Kirsten, he mixed our audio.

And a huge thank you to NerdWallet's editors for all their help.