Elizabeth Ayoola

So now that we've discussed down payments and closing costs, Abby, how can we actually fund buying this home? What are the options?

In that case, do you think it's worth people waiting, maybe if they have a lower credit score, waiting and improving their credit score before trying to apply for financing?

In that case, do you think it's worth people waiting, maybe if they have a lower credit score, waiting and improving their credit score before trying to apply for financing?

In that case, do you think it's worth people waiting, maybe if they have a lower credit score, waiting and improving their credit score before trying to apply for financing?

All right, so the listener also wanted to know about borrowing from your 401k to buy a house. So what are your thoughts on that?

All right, so the listener also wanted to know about borrowing from your 401k to buy a house. So what are your thoughts on that?

All right, so the listener also wanted to know about borrowing from your 401k to buy a house. So what are your thoughts on that?

Down payment assistance. That is something I am not a homeowner like you two, but there was a time during the pandemic when I was looking into buying a home and I did look at the down payment assistance programs. So can you break those down for us, Abby? What is it and how does it work?

Down payment assistance. That is something I am not a homeowner like you two, but there was a time during the pandemic when I was looking into buying a home and I did look at the down payment assistance programs. So can you break those down for us, Abby? What is it and how does it work?

Down payment assistance. That is something I am not a homeowner like you two, but there was a time during the pandemic when I was looking into buying a home and I did look at the down payment assistance programs. So can you break those down for us, Abby? What is it and how does it work?

Abby, when I was researching all of these options, one thing that I felt was overwhelmed because there were so many options and so much information. Do you have any tips for how people can maybe start the process without feeling overwhelmed of researching?

Abby, when I was researching all of these options, one thing that I felt was overwhelmed because there were so many options and so much information. Do you have any tips for how people can maybe start the process without feeling overwhelmed of researching?

Abby, when I was researching all of these options, one thing that I felt was overwhelmed because there were so many options and so much information. Do you have any tips for how people can maybe start the process without feeling overwhelmed of researching?

I'm with you on that. You guys know I love a Facebook group. The Facebook groups that I've poked around in as well, lots of people express regret over not realizing how expensive it was going to be to own a home. So I second that in terms of doing the class. And I think this is a good segue into the rent versus buy question that the listener had. So what are your thoughts on that, Sean?

I'm with you on that. You guys know I love a Facebook group. The Facebook groups that I've poked around in as well, lots of people express regret over not realizing how expensive it was going to be to own a home. So I second that in terms of doing the class. And I think this is a good segue into the rent versus buy question that the listener had. So what are your thoughts on that, Sean?

I'm with you on that. You guys know I love a Facebook group. The Facebook groups that I've poked around in as well, lots of people express regret over not realizing how expensive it was going to be to own a home. So I second that in terms of doing the class. And I think this is a good segue into the rent versus buy question that the listener had. So what are your thoughts on that, Sean?

What are your thoughts on renting versus buying?

What are your thoughts on renting versus buying?

What are your thoughts on renting versus buying?

I prefer the idea of renting during this phase of my life. And I am focused on maximizing my retirement savings. So all the things you guys said, it just reaffirms my decision right now to not want to own a home. I love calling up my landlord. The other day, actually, my water heater broke and I was without hot water for, I don't know, maybe a week or two.