Elizabeth Ayoola

I prefer the idea of renting during this phase of my life. And I am focused on maximizing my retirement savings. So all the things you guys said, it just reaffirms my decision right now to not want to own a home. I love calling up my landlord. The other day, actually, my water heater broke and I was without hot water for, I don't know, maybe a week or two.

I prefer the idea of renting during this phase of my life. And I am focused on maximizing my retirement savings. So all the things you guys said, it just reaffirms my decision right now to not want to own a home. I love calling up my landlord. The other day, actually, my water heater broke and I was without hot water for, I don't know, maybe a week or two.

But the point is, I didn't have to replace that. And I know that was expensive. So my landlord was in charge of that.

But the point is, I didn't have to replace that. And I know that was expensive. So my landlord was in charge of that.

But the point is, I didn't have to replace that. And I know that was expensive. So my landlord was in charge of that.

Oh, my God. How did you know? That was one of the things, too, because I was like, I might not like Texas and I might need to move and I don't want to be stuck with a house. So that was part of my reasoning, too.

Oh, my God. How did you know? That was one of the things, too, because I was like, I might not like Texas and I might need to move and I don't want to be stuck with a house. So that was part of my reasoning, too.

Oh, my God. How did you know? That was one of the things, too, because I was like, I might not like Texas and I might need to move and I don't want to be stuck with a house. So that was part of my reasoning, too.

And here's our brief disclaimer. We are not your financial or investment advisors. This nerdy information is provided for general educational and entertainment purposes, and it may not apply to your specific circumstances. This episode was produced by Hilary Georgie and Anna Helhosky. Hilary also helps with editing. Nick Karistamy mixed our audio.

And here's our brief disclaimer. We are not your financial or investment advisors. This nerdy information is provided for general educational and entertainment purposes, and it may not apply to your specific circumstances. This episode was produced by Hilary Georgie and Anna Helhosky. Hilary also helps with editing. Nick Karistamy mixed our audio.

And here's our brief disclaimer. We are not your financial or investment advisors. This nerdy information is provided for general educational and entertainment purposes, and it may not apply to your specific circumstances. This episode was produced by Hilary Georgie and Anna Helhosky. Hilary also helps with editing. Nick Karistamy mixed our audio.

And a big thank you to NerdWallet's editors for all their help.

And a big thank you to NerdWallet's editors for all their help.

And a big thank you to NerdWallet's editors for all their help.

I have a bunch of seedlings growing in my greenhouse right now. Tomatoes, hot peppers, herbs, some annual flowers. I always feel so invigorated by spring and I just love to spend all of my free time in the garden this time of year.

I have a bunch of seedlings growing in my greenhouse right now. Tomatoes, hot peppers, herbs, some annual flowers. I always feel so invigorated by spring and I just love to spend all of my free time in the garden this time of year.

I have a bunch of seedlings growing in my greenhouse right now. Tomatoes, hot peppers, herbs, some annual flowers. I always feel so invigorated by spring and I just love to spend all of my free time in the garden this time of year.

Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions and we answer them with the help of our genius nerds. I'm Sean Piles.

Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions and we answer them with the help of our genius nerds. I'm Sean Piles.

Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions and we answer them with the help of our genius nerds. I'm Sean Piles.