Emma Edwards

And we kind of have these explanations, not excuses, but explanations for why our money is the way it is.

And we don't ever connect it to anything else.

So I think firstly, making that link and looking at where your money is and where your money is going, how much is coming in and how much is going out.

Sounds basic, but not just how much you're spending, but where it's actually going and

going a bit deeper and, you know, okay, you bought a top.

Okay, was it just a top or were you trying to achieve something or feel a certain way?

Or are you always spending at five o'clock on a Friday because you hate your job and you're drinking yourself into oblivion to forget about it?

Like it's common for a lot of people.

And doing that when you live in a capital city is really expensive.

And I mean, I had this experience.

I had a job that made me quite unhappy.

All my jobs have made me quite unhappy at some point.

But, yeah.

I was, you get into the culture.

If you're in an environment where there's a culture of drinking and it is the type of drinking where you're funding it yourself rather than office drinking, which is slightly more common in some industries.

But I was out there drinking with like the CFO.

I was on like equivalent $32,000 in London when it was like 12 pounds for a glass of wine.

But when you are sort of in those environments, you know, sometimes it could be a symptom of being unhappy about something or sometimes it can be a symptom of just the contextual life that you are living where your finances just don't match.

And sometimes it can be, you know, a bit more logical and maybe there are less feelings, but it's just that you're in an environment where your spending habits can't coexist with your finances.

It can happen in friendship groups when, you know, you've got doctors, lawyers, and then little old you on an advertising apprenticeship.