Eoin McGee

And without knowing everything else that's going on for that person's finances, it's very difficult to suggest that this is the right thing to do for this person.

And what I will say is, is my experience is the amount of my clients who come to me in private practice, late 50s, early 60s, and they say,

I just want rid of this thing.

I don't want to have to go around and replace the fridge or do the boiler every couple of years in retirement.

It's too much hassle.

Can I afford to get rid of it?

And another element of it is, is some people buying property as a long term investment for their future.

And we'll give them a plug here because it's my phrase, but you can't bring a brick into Brown Thomas.

And what I mean by that is, is if you have a four bedroom house worth 400,000 euros and you need 100,000 euros for something, you can't sell a bedroom.

You're either all in, you're all out.

And that might suit you at certain periods of your life, but there are certain times in your life where you reach that you kind of are, this is the rainy day fund or this is what I've been saving for and I want to spend some of it now and it's harder to do it.

So it's not really a straightforward answer.

I'm not totally against property.

I'm just not a massive fan.

And I think if I was in a position I could buy a thousand properties, I might be more attracted to it than buying one.

There we go back to the five year rule.

Assuming that the grandchildren aren't spending it the next five years, get yourself some advice, get it invested, expose yourself to shares and bonds, because at the very least, the grandkids will want it to beat inflation before they get their hands on it.

Absolutely.

Yes.

So we did a couple of shows earlier on in the year in Limerick and Dublin and sold them out.