Filip Lundstedt

And most of these business owners are like, how is this possible? That's one of my favorite things is going to a business and giving them a check for 27 grand. They're like, what is this for? And I said, well, I put you on a level funded product, which means at the end of the year, you get access to your claims dollars that are left over. And they're like, wait, what? And I'm like, yeah.

And most of these business owners are like, how is this possible? That's one of my favorite things is going to a business and giving them a check for 27 grand. They're like, what is this for? And I said, well, I put you on a level funded product, which means at the end of the year, you get access to your claims dollars that are left over. And they're like, wait, what? And I'm like, yeah.

And most of these business owners are like, how is this possible? That's one of my favorite things is going to a business and giving them a check for 27 grand. They're like, what is this for? And I said, well, I put you on a level funded product, which means at the end of the year, you get access to your claims dollars that are left over. And they're like, wait, what? And I'm like, yeah.

You had $27,000 left in claims. That's your money. I give you that check back. And they're like, so I'm paying less a month for insurance and I get money back at the end of the year. And then I get a wellness program.

You had $27,000 left in claims. That's your money. I give you that check back. And they're like, so I'm paying less a month for insurance and I get money back at the end of the year. And then I get a wellness program.

You had $27,000 left in claims. That's your money. I give you that check back. And they're like, so I'm paying less a month for insurance and I get money back at the end of the year. And then I get a wellness program.

And the employees get a tax break.

And the employees get a tax break.

And the employees get a tax break.

Exactly. Exactly. Employees get a tax break, which allows them to get extra insurance. And one of the companies I deal with gives whole life insurance policies, which collects cash value. And it's guaranteed issue, which means for your wife and your kids, guaranteed issue life insurance.

Exactly. Exactly. Employees get a tax break, which allows them to get extra insurance. And one of the companies I deal with gives whole life insurance policies, which collects cash value. And it's guaranteed issue, which means for your wife and your kids, guaranteed issue life insurance.

Exactly. Exactly. Employees get a tax break, which allows them to get extra insurance. And one of the companies I deal with gives whole life insurance policies, which collects cash value. And it's guaranteed issue, which means for your wife and your kids, guaranteed issue life insurance.

So if wife is unhealthy, kids are unhealthy, they're going to get guaranteed issue life insurance, which you would never be able to get on the private market, right? Not for these amounts that we're getting, $100,000, $200,000, right? Depending on how much the employees are making for years. So the tax break is different.

So if wife is unhealthy, kids are unhealthy, they're going to get guaranteed issue life insurance, which you would never be able to get on the private market, right? Not for these amounts that we're getting, $100,000, $200,000, right? Depending on how much the employees are making for years. So the tax break is different.

So if wife is unhealthy, kids are unhealthy, they're going to get guaranteed issue life insurance, which you would never be able to get on the private market, right? Not for these amounts that we're getting, $100,000, $200,000, right? Depending on how much the employees are making for years. So the tax break is different.

But it's just these really intricate strategies that sound kind of up there in the clouds. But that's the whole thing, right? I mean, strategies are chess. And there's so many movements you can make where most people are playing the game checkers, whether it's insurance or marketing, right? How many people do you run into that are playing their marketing game or ads game like checkers?

But it's just these really intricate strategies that sound kind of up there in the clouds. But that's the whole thing, right? I mean, strategies are chess. And there's so many movements you can make where most people are playing the game checkers, whether it's insurance or marketing, right? How many people do you run into that are playing their marketing game or ads game like checkers?

But it's just these really intricate strategies that sound kind of up there in the clouds. But that's the whole thing, right? I mean, strategies are chess. And there's so many movements you can make where most people are playing the game checkers, whether it's insurance or marketing, right? How many people do you run into that are playing their marketing game or ads game like checkers?

You're like, what are you doing here? And it's sometimes those little micro movements. I mean, when I met you, I was playing checkers. And you were like, hey man, if you just move this here and move this here, you're gonna see great results. And I was like,

You're like, what are you doing here? And it's sometimes those little micro movements. I mean, when I met you, I was playing checkers. And you were like, hey man, if you just move this here and move this here, you're gonna see great results. And I was like,