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๐Ÿ‘ค Speaker
1752 total appearances

Appearances Over Time

Podcast Appearances

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

You can't control no account unless you can control the address.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

That's the only way that you can control any credit account is by making sure that you change the address on the file first.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

Once you get the address changed on the file, even on any identifying documents that you need, now I can control the actual account.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

Now,

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

When I'm controlling the address on the account, this is for any correspondence that I got going back and forth with a credit reporting agency of me getting the negative items off.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

So when I'm getting them off, I'm using some of these case laws and studies that I've looked up and that I've seen because I'm doing this thing now is that when I seen it, I said, oh.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

this person here has been sued.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

And then I said, well, they've been sued by such and such.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

Or they got this thing called the FCRA, which is the Fair Credit Reporting Act.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

And I said, these are laws that governs the credit report.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

If I can find anything that violate them in this, then that helps me remove these things off the credit report.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

Then they got these other laws, which is called the Fair Debt Collections Practices Act.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

If I look into these laws and I can figure out

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

What this stuff is doing, now I gotta figure out this whole system of when I send a letter in and where does that letter go before I get a return on it.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

And that's when I learned, I said, hey, when I learned the government factors of it, the first government factor I learned was, I said, hey, when you send a letter in to them, right,

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

They have this system.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

I got to understand these systems.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

One of the first systems that I learned was one called eOscar, which is an online source for complete and accurate reporting.

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

Now, what does eOscar do?

Matthew Cox | Inside True Crime Podcast
Credit Card Scammer Beats The Banks! ($3.6M Stolen)

eOscar gives you the code for anything that's negligent on a credit report.