Flame

There's 29 different dispute codes.

Notice now as of.

I don't know if it's changed now, but then it was only, if you did something online, they would only give you four or five reasons that you can dispute it.

They would say, is it not yours?

This, that, and the third, but there's 29 different dispute codes.

Why are you not using them?

When you're able to use the dispute codes that's on the credit profile.

And then when you're able to use the dispute codes, now I can understand the language that I need to use inside of the letter to

Inside of the letter, that makes me change the direction of where I want the letter to go to get the things off of it.

A lot of people, when they're doing the dispute, they're just saying this is not mine.

This is inaccurate information.

That's baloney.

Or they may say some stuff on the credit report that I learned later on.

They'll say I was involved in what's that thing called?

I was involved in like FEMA or I was involved in a hurricane or something like that, right?

Well, when I was at a bank one time, the lady told me, she said at the bank, she said, well, if it says that you've been in a hurricane, how does that let us know that you can pay?

Because that means you're going through something.

I said never again would I use that code because you just indirectly told them that you're going through something.

So if you're going through something, that means that you're not going to be able to pay.

That's why these dispute codes mean something.