Flame

Then you got what you call a second series.

A second series means that this account has been around for probably about 90 days, right?

And if you kind of get a hold to them, they may pay the debt.

It depends on what kind of slump that they were in at that time, right?

Then you got the third one, right?

The third one, which is somebody, this debt might be damn near a year old.

You know what I mean?

Two years old.

It's just been passed around forever.

They don't even give a damn about this debt no more.

They keep saying, whenever I get my damn refund check, I'm going to pay this debt.

They never do, right?

But when I seen it, I seen something deeper than the average bear when I seen the debt.

I seen that when they had that first party on that debt, I seen that saying, hey, even though they got bad debt,

Right.

That bad debt doesn't necessarily reflect them because they had you got to be somewhere in life to get a $40,000 credit card.

I don't give a damn what the person tell me at some point in time for a bank to issue you a $40,000 credit card.

At some point in time, you had to do something right at some gimmick.

And I'm starting to see this as I'm starting to see this part of it.

I'm starting to get deeper into it.