Flame

So they're the third party that is getting their debt from American Express.

But when I look at something, as you know, at every level of life is that the people that make the least always got the most information, right?

And what I mean by that is, is that if you notice that if you go anywhere, that debt collector has a person name, address, phone number, date of birth.

But within this, they got what you call bad debt.

Why?

Because they're over here with a debt collector.

They just defaulted.

But there's a thing in this.

And that thing is, which I can see a little bit deeper is,

that they got a $20,000 credit card in which I'm collecting on, right?

They got a $80,000 credit card, which they're collecting on.

And all accounts with debt collectors does not necessarily mean that that account is, they got them in stages in debt collectors.

They call them like frauds.

One, two, and three.

One means that that account, you could have just been late on that account for 30 days, 31 days, and they sent it to a debt collector to collect on it.

So that's fresh.

That's hot.

As soon as we get a hold of you, Matt, you're saying, damn it, I forgot about the bill.

Let me pay the bill.

I just had something to come up.