Frederick Vettese

Then they take it off because no one's reading it.

And other times you think, I'm just phoning it in this week.

I don't know.

I'll do it anyway.

And it's the one that keeps on getting reposted again and again.

Okay, as you said, I'm an actuary.

I became an actuary a long time ago.

I worked initially with a consulting firm called Mercer.

That was for 12 years.

Then I joined Morneau back in 1988, and they changed their names a number of times over the years, and they were more recently Morneau-Chapelle when I retired from there in 2018.

Before I retired, though, I had kind of a change of career, but within the same firm.

I decided around the time I was about 55 that I

I no longer wanted to worry so much about profit and loss statements and client pressures and so on.

I still liked, I liked the client business the best, but I just wanted someone else to handle all the details and the administrative stuff.

So I asked, is there something else I can do?

And that's when I started getting more writing and more public speaking and so on, because there was a role for that within the firm because we were growing at the time.

So I took a huge cut in pay, of course, to do it.

But it wasn't about money anymore at that point in my career.

So that was what I did for the last 10 years of my career, pretty much, where I did mainly writing for various newspapers.

I wrote four books about retirement planning and, of course, many articles for the Financial Post, the National Post, as well as the Globe and Mail.