Gemma Dale

You've got that break from the workforce, but also that really breaks your career trajectory, right?

We know that women after having children tend to go back part-time or may just go back into roles and not get the same career opportunities they would have if they'd had an unbroken upturn.

Look, it helps, I think.

So more is more.

It doesn't close the gap necessarily.

In fact, it might widen the gap if men earn more than it actually widens the gap.

But you're talking in absolutes to some extent.

It was 9%.

12% is better.

Even if the gap is wider, it does mean that you are better off.

And then at the lower end, they've brought in

the Low Income Super Tax Offset, LISTO.

They've had lots of variations of this with different acronyms.

So this is the latest one.

Sure.

This is a $500 or up to $500 contribution that's made to your fund if you earn less than $37,000 a year or up to $37,000 a year.

And it's going to increase to $800-ish if you're earning $45,000 or less, and that's in 2027.

So that's designed for those people.

So one thing people should be aware of is when your super goes into your super account, when that contribution is made by your employer, it's tax deductible to your employer, which means you pay $0.15 in the dollar when it goes in, not you personally, the fund pays it.

So there's contributions tax payable.