George Camel

You're looking out in the future and you're like, yeah, we'll probably be putting a down payment on a house maybe in four to five years.

I don't know, but I want to be able to get to that money without penalty.

So, you know, I'm doing that.

Is it kids college?

Are you investing for kids college in a 529?

So again, mapping out why you're investing and kind of what those goals are will help really take a really broad subject and narrow it down for you to know what lane you're wanting to invest in.

Yeah, because just so you all know, we define investing as five years or later, right, or longer.

That's investing for us.

Savings is more short-term.

You're saving for something in the next –

Yes.

And then also understand your investing vehicles.

So you were just saying that, George.

So when you think about retirement, you guys do some research and figure out, OK, at my workplace, do they offer a 401k or a 403b?

These are great investing vehicles to be in.

Or is there even a Roth option within it?

Because Roth means that you it's after tax dollars and the growth rate.

is tax-free when you take it out, which is huge.

So if you ever see Roth, jump on that train.

That's a good one.