George Kamel

I mean, I wouldn't wait because of the taxes.

I would calculate it and go, okay, I know it's going to be an extra, let's say $10,000 total in what I actually will owe the IRS.

And I'm okay with that for the idea of being completely debt-free, not paying any more interest on my mortgage and having that peace of mind.

And so that's kind of the tradeoff here.

But I also wonder if there's a different way to do this.

And I'm wondering if you would maybe sell one of the properties, pay off your mortgage, and sock away the rest in an investment account to sort of diversify your portfolio anyways.

Where did that money go?

That essentially is your nest egg at this point, because you'll have, you know, a little over half a million left in that retirement account, which is awesome.

But the real value here is those 3 million in properties.

That's right.

So that's why I asked.

If you can offload a little bit of that, maybe your least favorite, but it sounds like it's mostly land plus the vacation home.

Right, right.

So you're breaking up on us, Sophie.

Can you speak directly into your phone?

So I heard $26,000 in medical debt.

He hasn't worked since December.

You're working part-time.

What are you making?

Okay.