George Kamel

Okay.

So that means you're $14,000 underwater on this thing.

So that's the number we need to come up with.

Now, do you have another vehicle you could use in the meantime?

So that's the one.

So we need to also come up with a little bit more money to get you a different car that is used in cash, probably $5,000.

Okay.

Okay.

So once you add the $14,000 plus, let's say, the $5,000, that's about $20,000 that you need to come up with in order to get out of the $40,000.

Do you see how that's a good deal?

What does going overseas do for you guys financially?

You guys can't live off two incomes with the debt you have.

And so this idea of going overseas is going to have to wait until you guys are completely debt-free.

Absolutely.

So here's the math.

You got 53 grand.

Usually it takes people 18 to 24 months to pay off their consumer debt if they go hard using our plan.

That means you got to be throwing 26.5 a year at this debt.

That's about $2,200 a month.

So that's the real napkin math of what it's going to take.