George Kamel

Okay.

So the goal now is to do a detailed budget and to find all the money we can in this $95,000 income and then some.

That might mean he's working a second job and you're picking up more work and you guys tag team and he high fives you on the way in and you go to work.

Because right now we need a couple of thousand dollars a month to throw at this debt.

Yes.

That's the only way out.

I mean, and again, getting out of that truck is going to be a real blessing if you can find the amount you're underwater on, about $10,000, and then sell it.

Do you guys have any other vehicle you could use right now?

That's your one car for the family?

Well, you tried those easy buttons and there were shortcuts into more debt.

And so now we got to do it the hard way, which is make more, spend less, use the margin to knock out the next smallest debt and the next smallest debt.

So no, the lean doesn't need to go to the top of the debt snowball.

You just need to put these all in the debt snowball and attack the little one with a vengeance and cut your lifestyle down to nothing.

It's a stark reminder.

It's so easy to go into debt in America today.

So easy.

At every corner, you can rob the 401k, get the personal loan, max out the credit card, get a lien against your card, even if it's paid off.

And then it's so hard to get out.

The problem is even when you make more, it doesn't necessarily mean that you're going to save more.

No.