George Kamel

But if you can feel that, oh, we knocked out 5,000, and you can see it as four pieces instead of one giant chunk, it does feel like, it's almost the feeling of, I don't know if you're like this, but I love making a list and being able to check things off my list.

It just feels great, and it's the same way with debt.

And so if you can look into that tonight, and you might find, oh, this is broken into four or five smaller loans, that is gonna do so much for your psyche while paying off this debt.

And that's one part that we didn't really talk about, knowing what their medical needs are going forward.

And you may need to have a fund that's there to the side if you know, hey, we're spending, you know, a certain amount, a couple hundred dollars on this a month or maybe even a couple of thousands of this over the course of a quarter.

I would certainly have that money set aside, aside from your normal emergency fund, just knowing, hey, this is part of our budget at this point.

It's something that we have to create a sinking fund around to make sure that money is there when we need it.

Alrighty then, back to the phone lines we go, where we have Steve, who's in Chicago, Illinois.

Steve, happy to have you on the phone lines, my man.

You're welcome.

How can we help?

You're breaking up a little bit.

We broke up on it, Steve.

Can you hear me okay?

Yeah, just repeat what you said again.

So all you'd have to do...

Theoretically, you could talk to her and say, hey, here's what we see, mom, and this is your wife talking.

We see that you could use some help and we'd like to help you.

The only way we can do that is if you're separate from my brother because what we've observed is not good for you and we cannot give you money knowing that it could enable him.

But my second question to follow up that is, how is it not enabling your mom or the mother-in-law?