George Kamel

Now we have $6,000.

We can find a very reliable car.

Surely there's someone in the community that, you know, ask around your church, ask around at work.

Surely somebody selling something or know somebody who is.

And I like a used car like that because then I can get a more accurate picture of what the background of the vehicle is.

So that would be my first move, because if you can reclaim five hundred dollars a month, plus to add that to now the margin of the two thousand that you were already throwing at the debt.

Now you've got twenty five hundred dollars a month that you're pounding this debt with.

Yeah.

And your current car is worth $8,000 and you guys have been driving that one just fine.

So that would be a full argument for that choice to be made.

Second thing is, I love that for you.

Second thing is, I think you did say that you're getting right side up on doing the debt snowball the correct way, which again, by balance is what I would do.

So what's the smallest balance that you have laying around?

And you can include student loans in that too, by the way.

And the student loans is just one big chunk.

It's not divided into smaller loans?

Yeah, I'd look into that because, again, the whole method behind the madness of the debt snowball is small wins.

So if you can, you know, say you look at that student loan, my guess is it's probably broken into $5,000 chunks.

I don't know.

I'm just going maybe by semester.