George Kamel

That's tough to go through, especially with the medical challenges.

How's your income in all of this?

Okay.

Now you guys' income, is that just you or do both you and your wife work?

Okay, great.

Okay, so what I'm looking at straight off the bat is maybe the first car that's worth $28,000.

What's it worth?

Interesting.

That might be solved with some driving lessons, but I think that you could find a, if you took the $2,000, do you have any cash saved?

Do you have any money saved?

Don't be embarrassed.

But what would be a goal coming away from this call is if you can sell that in pocket $2,000, obviously you're going to need to put $1,000 aside for Baby Step 1, which is just that starter emergency fund.

But then I'd very quickly be trying to scrounge together, I don't know, $7,000 or $8,000.

And just get a car that is safe, that is reliable, that gets her from point A to point B. And honestly, driving lessons.

A lot of that's just paying attention, too.

Yeah.

I'd swap this around.

Your biggest opportunity here is with that car payment, because how much are you paying a month for the $28,000 car?

Yes.

So if we said, hey, $2,000 from the sale, and instead of throwing $2,000 at this credit card every month, since it's not even the smallest debt, what if we pocketed that for two months in a row?