George Kamel

Yes.

And then so having that level of control and then saying, okay, well, here's what we're going to do next.

And they've got a plan.

Debt snowball.

And that for me is the biggest piece.

It's going to take time.

It's going to take time to turn this around, but then to be able to say, okay, now I'm reading the total money makeover.

I'm going to my FPU class.

All of those things combined is exactly what you need to stay motivated, light a fire under a butt, keep listening to the Ramsey show.

That's the type of stuff that Sam and I did when we were paying off our debt.

And you kind of have to just jump off the cliff wholeheartedly and really just submerge yourself in a new lifestyle.

faith that this process works because 10 million people have gone before me and have done it yes not ish you got to go all in you got to do it go buy the book and there's a reason it works there's a reason it works i'm excited for you guys sarah this is the precipice of a brand new beginning and be sure to call us back and let us know how things are going or if you need any help whatsoever

Hey, welcome back to The Ramsey Show here in the Fairwinds Credit Union studio.

It's myself, Jade Warshaw, next to George Campbell, continuing to take your calls.

And we have Austin, who's in Tulsa, Oklahoma.

Hey, Austin, how are you?

Absolutely.

Fire away.

Oh, man.

Yeah, that's tough.