George Kamel

And so if you make the only path forwards, you will move forward.

It's not the budget's fault.

Well, what I would do, what you can control is the safeguards you can put in place so that you can't make any more mistakes, that you can't go backwards.

And that's why I'm telling you, if you cut up the cards, you don't own a credit card, you can't go into credit card debt.

If you freeze your credit, you can't go into more debt.

So if we at least stop that, it'll help.

Whoa, and you're in school full-time?

How many hours in a day do you have?

Do you have more than us?

So what's your income?

And what's causing you to go in the hole every month and turn to these cash advance apps?

Someone else will have a plan for it, like the Cash Advance apps or DoorDash or whoever.

They want your money.

And so you need to want it more than they do.

We're going to hook you up, Savannah.

Hang on the line.

We'll hook you up with Guardian Litigation.

They're a partner advisor, a nationwide law firm, and they help people exactly in your shoes to make sure that you're not getting bullied and harassed.

And they can actually help you settle these debts for what you can pay.

And so we'll hook you up with that.